There are cases when a car buyer decides that he wants to drive a new car every three years, yet is not interested in dealing with monthly payments, for different reasons. If the buyer has cash to put out front, he can lease a car and pay all of the lease fees and payments at the beginning, along with the down payment. This isn’t a very common scenario, but it does happen. Some other consumers are also afraid that they will not be able to handle the monthly payment, and if they have the money now, they rather pay it all now and not worry about it for the next three years.

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